GTA Online Heist Payout Calculator

Updated for Patch Title Update 1.73 (Kortz Center Heist)
Data Verified: Jul 14, 2026

Model heist cuts, crew splits, support fees, elite challenge bonuses, and real-time EVPH (Expected Value Per Hour) rates in GTA Online.

$1,200,000
Total Payout
$1,200,000
Per Player Avg
$2,400,000
Per Hour
1x
Difficulty Mult

Player Payouts

Player 1 (100%)$1,200,000

The Math of Modern Heisting in GTA Online (August 2026 Title Update 1.72)

Heisting in GTA Online remains the undisputed foundation of wealth generation across Los Santos and Blaine County. However, behind every lucrative vault break-in lies a web of hidden game mechanics: mandatory fencing fees, AI support crew cut deductions, Lester/Pavel commission taxes, hard-mode primary multipliers, and player percentage splits.

Our GTA Online Heist Payout Calculator eliminates guesswork by simulating exact post-patch payout equations. Whether you are running Cayo Perico solo in under 12 minutes, executing a 2-player Diamond Casino Artwork speedrun, or grinding Doomsday Act II (The Bogdan Problem), this simulator models your exact net profit and hourly earnings rate (EVPH).

How to Interpret Heist Output Breakdown

1

Gross Loot Take

The aggregate monetary value of all primary targets (Pink Diamond, Artwork, Gold, Panther Statue) and secondary loot (Cocaine, Weed, Cash) collected.

2

Mandatory Deductions

Combines the setup launch fee, AI Support Crew cuts (Hacker, Gunman, Driver), Pavel's 2% cut, and the 10% Cayo fencing tax.

3

Net Crew Pot

The final pool of liquid cash remaining after all game system fees are subtracted, ready to be divided among players.

4

Host EVPH (Expected Value Per Hour)

Your net earnings per hour factoring in total setup + finale duration.

Why EVPH (Expected Value Per Hour) Matters More Than Peak Take

Many players make the mistake of evaluating a heist based solely on its theoretical maximum gross payout. However, a heist that pays $2,000,000 but requires 2 hours of prep work yields an EVPH of only $1,000,000/hr. Conversely, Cayo Perico solo runs with a $1.3M net payout taking 55 minutes total deliver an EVPH of over $1.4M/hr.

This calculator automatically combines prep setup duration and finale run time to compute your true hourly income, allowing you to prioritize the most efficient money-making activities in the game.

Frequently Asked Questions

What is the most profitable heist in GTA Online for solo players?+
The Cayo Perico Heist remains the most profitable solo heist in GTA Online. With a Pink Diamond or Bearer Bonds primary target and 2x Cocaine secondary loot, solo players can net $1.3M–$1.7M in approximately 55 minutes (prep + finale), yielding an EVPH of up to $1.5M/hr.
How are support crew fees calculated in the Diamond Casino Heist?+
Support crew fees (Hacker, Gunman, Driver) are deducted as a flat percentage from the gross vault loot take before player cuts are applied. For example, selecting Paige (9% Hacker), Karl (5% Gunman), and Karim (5% Driver) results in a total 19% crew deduction.
What is the setup fee for each GTA Online heist?+
Setup fees are: Cayo Perico ($25,000), Diamond Casino ($25,000), Doomsday Act I ($60,000), Doomsday Act II ($70,000), Doomsday Act III ($100,000), Pacific Standard ($100,000), and Cluckin Bell Farm Raid ($0).
What is the minimum player cut percentage in GTA Online heists?+
In all multi-player GTA Online heist finales, each non-host crew member must receive a minimum cut of 15%. The host can adjust cuts in 5% increments as long as the total sums to 100%.
How do you activate Hard Mode on Cayo Perico?+
To trigger Hard Mode on Cayo Perico, you must pay the $25,000 setup fee within 48 real-world minutes (1 in-game day) of receiving Pavel's text message stating that Cayo Perico is ready again. Hard mode increases primary target value by 10% and boosts the Elite bonus to $100,000.
What target is best for a 2-player Diamond Casino Heist?+
Artwork is the best target for 2 players in the Diamond Casino Heist. Two players can easily clear all 5 Artwork paintings in under 2 minutes, allowing you to hire cheaper 5% gunmen and drivers while securing a net take of ~$1.8M.
Does Lester take a cut in Doomsday Heists?+
No, Lester does not take a percentage cut from Doomsday Heist finales. The host pays an upfront setup fee, and 100% of the finale payout is distributed directly to the players.
How much bonus cash does the Elite Challenge pay?+
The Elite Challenge pays $50,000 on Normal Difficulty and $100,000 on Hard Difficulty for Cayo Perico, Diamond Casino, and Doomsday Heists. The bonus is awarded directly to each player who meets the time and objective criteria.
What secondary loot should I prioritize on Cayo Perico solo?+
For solo Cayo Perico runs, prioritize secondary loot in this exact order: 1) Gold (if glitches allow), 2) Cocaine (highest value per bag slot at ~$440k per full bag), 3) Paintings ($380k full bag), 4) Weed ($395k full bag), 5) Cash ($350k full bag).
What is the Bogdan Problem (Doomsday Act II) payout rate?+
Doomsday Act II (The Bogdan Problem) pays $1,187,500 on Hard Mode. Because the finale can be speedrun in 11-12 minutes, crew teams achieve effective finale rates exceeding $5,000,000/hr.
Is the Cluckin Bell Farm Raid worth doing?+
Yes! The Cluckin Bell Farm Raid pays a guaranteed $500,000 flat payout with $0 setup fee and zero support crew cuts. It is 100% solo-friendly and takes around 50–60 minutes total.
What happens if cut percentages do not equal 100%?+
In-game heist setup screens will not allow the host to launch the finale until all player cuts add up to exactly 100%.

Methodology & Data Integrity

All calculations are based on verified data extracted from GTA Online Patch Title Update 1.73 (Kortz Center Heist) game files. We cross-reference values with in-game testing and empirical community measurements.

⚡ GTA Online Title Update 1.72 & Patch 1.73 Payout Calibrations

Calibrated directly against Rockstar's latest game files for Title Update 1.72 (Agents of Sabotage) and Patch 1.73 updates.

Includes updated Cayo Perico solo bag capacities: Cocaine (50% bag weight, ~$220k half bag), Gold (66.6% weight, 2+ players only), Weed (37.5%), Cash (25%).

Factors in Hard Mode primary target +10% bonuses and Elite Challenge reward tiers ($50k Normal / $100k Hard).

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