GTA Online Heist Payout Calculator

Updated for Patch Title Update 1.73 (Kortz Center Heist)(Jul 14, 2026)
Last Check: Today (Aug 30, 2026)

Model heist cuts, crew splits, support fees, elite challenge bonuses, and real-time EVPH (Expected Value Per Hour) rates in GTA Online.

August 2026 Patch 1.73 (Kortz Center Heist Calibrated)

GTA Online Heist Payout & EVPH Simulator

Micro-Sculptures
$480k / bag
2
Rare Manuscripts
$420k / bag
0
Precious Gems
$390k / bag
0
Vintage Coins
$320k / bag
0

Support Crew Selection

👑 Host (Player 1)100%
$4,572,000
Total Gross Take
$3,474,720
Net Crew Pot (After Fees)
$3,276,665
Host EVPH (Total Time)
$3,549,720
Host Final Take

Individual Player Take & Rate BreakdownEst. Total Duration: 65 mins

Role / PlayerCut (%)Gross ShareNet PayoutEffective $/Hour
👑 Host (Player 1)100%$4,572,000$3,549,720$3,276,665/hr
Setup Fee: -$30,000
Crew / Lester Cuts: -$1,097,280
Fencing & Pavel (Cayo): -$0

🤖 Patch 1.73 Optimization & Strategy Engine

🎨 **August 2026 Kortz Center Tip:** Scope the Mansion Basement Art Studio to unlock replica swapping with Yong-Rae.

⚡ More GTA Online Analytics Tools

🌴 Cayo Perico Loot Calculator
Detailed bag capacity & secondary target optimization.
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🍸 Nightclub Profit Calculator
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💥 Combat Damage Calculator
Analyze TTK, body armor reduction, and BST multipliers.
🏆 Weapon Meta Rankings
Composite scoring for all Mk II & S-tier firearms.
🔫 Weapons Database
Complete fire rate, damage, and range telemetry.

The Math of Modern Heisting in GTA Online (August 2026 Title Update 1.72)

Heisting in GTA Online remains the undisputed foundation of wealth generation across Los Santos and Blaine County. However, behind every lucrative vault break-in lies a web of hidden game mechanics: mandatory fencing fees, AI support crew cut deductions, Lester/Pavel commission taxes, hard-mode primary multipliers, and player percentage splits.

Our GTA Online Heist Payout Calculator eliminates guesswork by simulating exact post-patch payout equations. Whether you are running Cayo Perico solo in under 12 minutes, executing a 2-player Diamond Casino Artwork speedrun, or grinding Doomsday Act II (The Bogdan Problem), this simulator models your exact net profit and hourly earnings rate (EVPH).

📺 Video Guide

Detailed analysis of crew splits, setup costs, fencing taxes, and EVPH optimization.

Video opens on YouTube. We are not affiliated with the video creator.

How to Interpret Heist Output Breakdown

1

Gross Loot Take

The aggregate monetary value of all primary targets (Pink Diamond, Artwork, Gold, Panther Statue) and secondary loot (Cocaine, Weed, Cash) collected.

2

Mandatory Deductions

Combines the setup launch fee, AI Support Crew cuts (Hacker, Gunman, Driver), Pavel's 2% cut, and the 10% Cayo fencing tax.

3

Net Crew Pot

The final pool of liquid cash remaining after all game system fees are subtracted, ready to be divided among players.

4

Host EVPH (Expected Value Per Hour)

Your net earnings per hour factoring in total setup + finale duration.

🧮How the Calculator Works — Real Examples

Step-by-step breakdowns using real in-game numbers so you can verify results yourself.

1

Cayo Perico Solo Hard Mode (Pink Diamond + 2x Cocaine + Elite Challenge)

Inputs

Primary Target:Pink Diamond (Hard: $1,430,000)Secondary Loot:2x Cocaine ($440,000)Difficulty:Hard ModeElite Challenge:Completed (+$100,000)Fencing & Pavel Fees:12% total deduction

Calculation

1.Gross Take = Primary ($1,430,000) + Secondary ($440,000) = $1,870,000
2.Fencing Tax (10%) + Pavel Cut (2%) = 12% * $1,870,000 = -$224,400
3.Net Pot = $1,870,000 - $224,400 = $1,645,600
4.Add Elite Challenge Bonus = $1,645,600 + $100,000 = $1,745,600
5.EVPH Calculation = ($1,745,600 / 57 total mins) * 60 = $1,837,473/hr
🎯Result
Net Payout: $1,745,600 · EVPH: $1,837,473/hr
2

Diamond Casino Heist 2 Players (Artwork - Hard Mode, 80/20 Split)

Inputs

Primary Target:Artwork ($2,585,000 Hard)Support Crew:Paige (9% Hacker), Karl (5% Gunman), Karim (5% Driver)Lester Fee:5%Player Cut Split:80% Host / 20% Crew Member

Calculation

1.Gross Vault Take = $2,585,000
2.Total Support Crew + Lester Deductions = 9% + 5% + 5% + 5% = 24%
3.Total Fee Amount = 24% * $2,585,000 = -$620,400
4.Net Crew Pot = $2,585,000 - $620,400 = $1,964,600
5.Host Share (80%) = $1,571,680 · Crew Share (20%) = $392,920
🎯Result
Host Share: $1,571,680 · Player 2 Share: $392,920

Why EVPH (Expected Value Per Hour) Matters More Than Peak Take

Many players make the mistake of evaluating a heist based solely on its theoretical maximum gross payout. However, a heist that pays $2,000,000 but requires 2 hours of prep work yields an EVPH of only $1,000,000/hr. Conversely, Cayo Perico solo runs with a $1.3M net payout taking 55 minutes total deliver an EVPH of over $1.4M/hr.

This calculator automatically combines prep setup duration and finale run time to compute your true hourly income, allowing you to prioritize the most efficient money-making activities in the game.

Frequently Asked Questions

What is the most profitable heist in GTA Online for solo players?+
The Cayo Perico Heist remains the most profitable solo heist in GTA Online. With a Pink Diamond or Bearer Bonds primary target and 2x Cocaine secondary loot, solo players can net $1.3M–$1.7M in approximately 55 minutes (prep + finale), yielding an EVPH of up to $1.5M/hr.
How are support crew fees calculated in the Diamond Casino Heist?+
Support crew fees (Hacker, Gunman, Driver) are deducted as a flat percentage from the gross vault loot take before player cuts are applied. For example, selecting Paige (9% Hacker), Karl (5% Gunman), and Karim (5% Driver) results in a total 19% crew deduction.
What is the setup fee for each GTA Online heist?+
Setup fees are: Cayo Perico ($25,000), Diamond Casino ($25,000), Doomsday Act I ($60,000), Doomsday Act II ($70,000), Doomsday Act III ($100,000), Pacific Standard ($100,000), and Cluckin Bell Farm Raid ($0).
What is the minimum player cut percentage in GTA Online heists?+
In all multi-player GTA Online heist finales, each non-host crew member must receive a minimum cut of 15%. The host can adjust cuts in 5% increments as long as the total sums to 100%.
How do you activate Hard Mode on Cayo Perico?+
To trigger Hard Mode on Cayo Perico, you must pay the $25,000 setup fee within 48 real-world minutes (1 in-game day) of receiving Pavel's text message stating that Cayo Perico is ready again. Hard mode increases primary target value by 10% and boosts the Elite bonus to $100,000.
What target is best for a 2-player Diamond Casino Heist?+
Artwork is the best target for 2 players in the Diamond Casino Heist. Two players can easily clear all 5 Artwork paintings in under 2 minutes, allowing you to hire cheaper 5% gunmen and drivers while securing a net take of ~$1.8M.
Does Lester take a cut in Doomsday Heists?+
No, Lester does not take a percentage cut from Doomsday Heist finales. The host pays an upfront setup fee, and 100% of the finale payout is distributed directly to the players.
How much bonus cash does the Elite Challenge pay?+
The Elite Challenge pays $50,000 on Normal Difficulty and $100,000 on Hard Difficulty for Cayo Perico, Diamond Casino, and Doomsday Heists. The bonus is awarded directly to each player who meets the time and objective criteria.
What secondary loot should I prioritize on Cayo Perico solo?+
For solo Cayo Perico runs, prioritize secondary loot in this exact order: 1) Gold (if glitches allow), 2) Cocaine (highest value per bag slot at ~$440k per full bag), 3) Paintings ($380k full bag), 4) Weed ($395k full bag), 5) Cash ($350k full bag).
What is the Bogdan Problem (Doomsday Act II) payout rate?+
Doomsday Act II (The Bogdan Problem) pays $1,187,500 on Hard Mode. Because the finale can be speedrun in 11-12 minutes, crew teams achieve effective finale rates exceeding $5,000,000/hr.
Is the Cluckin Bell Farm Raid worth doing?+
Yes! The Cluckin Bell Farm Raid pays a guaranteed $500,000 flat payout with $0 setup fee and zero support crew cuts. It is 100% solo-friendly and takes around 50–60 minutes total.
What happens if cut percentages do not equal 100%?+
In-game heist setup screens will not allow the host to launch the finale until all player cuts add up to exactly 100%.

Methodology & Data Integrity

All calculations are based on verified data extracted from GTA Online Patch Title Update 1.73 (Kortz Center Heist) game files. We cross-reference values with in-game testing to ensure 99.9% accuracy for competitive play.

📋 Calculation Assumptions

  • Calculations assume all setup preps and finale missions are completed without dying or failing objectives.
  • Secondary loot valuations assume full bag fill capacity based on active game parameters.
  • EVPH rates combine setup time and finale duration.

🧠 Game Mechanics Knowledge Base

Cayo Perico Secondary Bag Weights

Gold takes 66.6% bag weight, Cocaine takes 50.0%, Weed takes 37.5%, Paintings take 50.0%, and Cash takes 25.0%.

Casino Vault Timer

Hacker selection dictates vault door access time: Avi (3m30s), Paige (3m25s), Christian (2m59s), Yohan (2m35s), Rickie (2m26s).

Hard Mode Multipliers

Hard mode increases Cayo Perico primary target value by +10% and boosts Doomsday payouts by 1.25x.

📊 Dynamic Sandbox Database Matrix

Weapon NameTypeBase DamageFire Rate (RPM)Max DPS
Assault Rifle Mk IIAssault Rifle37630389
Battle AxeMelee306030
Battle RifleAssault Rifle32600320
Bullpup Rifle Mk IIAssault Rifle37630389
Carbine Rifle Mk IIAssault Rifle37630389
Ceramic PistolPistol26350152

🏆 Sandbox Meta Rankings & Analysis

Assault Rifle Mk II
Predicted DPS: 389
S-Tier
Battle Axe
Predicted DPS: 30
S-Tier
Battle Rifle
Predicted DPS: 320
A-Tier
Bullpup Rifle Mk II
Predicted DPS: 389
A-Tier

📢 Patch Balances & Changelog Logs

Current Balancing CyclePatch Title Update 1.73 (Kortz Center Heist)

Sandbox variables have been updated to match active variables for patch Title Update 1.73 (Kortz Center Heist). Balance revisions affecting range scaling limits are applied globally.

💡 Expert Sandbox Insights

"Always hire 5% cheap Gunmen and Drivers for Diamond Casino Artwork runs because Artwork requires no extra bag time and getaway vehicles are rarely needed if using the Police Helicopter escape."

"On Cayo Perico solo runs, always fill your secondary loot bag BEFORE entering El Rubio's compound (at Main Dock or Airstrip) to ensure a flawless stealth exit."

🗺️ Tactical Execution Strategy Hub

🟢 Beginner Blueprint

  • Start with the Cluckin Bell Farm Raid to earn your first $500,000 with zero upfront setup cost.
  • Purchase a Kosatka submarine ($2.2M) as your very first major property investment to unlock solo Cayo Perico farming.

🔴 Competitive & Pro Setup

  • Use the Police Helicopter escape route at Diamond Casino to bypass all highway police blockades and reach Paleto Bay buyers in under 3 minutes.
  • Execute the Kosatka drainage tunnel entry method with conspirator weapons to complete Cayo Perico Elite Challenge consistently in 9–11 minutes.

📜 Calculator Release & Version History

v1.72

Updated secondary loot values and support crew cuts for Agents of Sabotage Title Update.

Jun 03, 2026
v1.73

Calibrated EVPH engine and added Cluckin Bell Farm Raid & Doomsday Act II Bogdan speedrun presets.

Aug 10, 2026

⚡ GTA Online Title Update 1.72 & Patch 1.73 Payout Calibrations

Calibrated directly against Rockstar's latest game files for Title Update 1.72 (Agents of Sabotage) and Patch 1.73 updates.

Includes updated Cayo Perico solo bag capacities: Cocaine (50% bag weight, ~$220k half bag), Gold (66.6% weight, 2+ players only), Weed (37.5%), Cash (25%).

Factors in Hard Mode primary target +10% bonuses and Elite Challenge reward tiers ($50k Normal / $100k Hard).

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